Getting Insurance as an Underground Miner has always been a Challenge.
Clearly there are risks, but in Australia at least we are moving towards a safer working environment.

The reality  is that Incidents such as Beaconsfield mine disaster and Pine River do happen, so insurance is paramount.

So you may have already had someone at your bank or at an insurance call centre tell you that you can’t get insurance. Likewise they may want you to pay some exorbitant fees to protect your life or your income. Well the chances are they are not experts in the field and have never spent the time with miners or insurance companies to understand your skills set and abilities.
Attitudes to insuring miners are slowly changing however. If the BHP’s and Xtrata’s of the world think it is in their best interests to self insure for work cover for example, as is the case in QLD, Australia, then the risks are manageable and reducing with time. Targeted risk management strategies are getting results. It must and can be manageable. In roads with Fatique management is just one example of better safety strategies.

Don’t accept the line from your lender that they although they can lend you a $1,000,000 for a Home loan they won’t insure your income. Contact a professional who in turn will show you the respect and professionalism you require. There are only a couple of Brokers like minersinsured or Advisers who have staff that themselves have worked in mining. Don’t let an amateur get you covered incorrectly, get covered right. We have in recent times  worked with 3 different insurers who are all now prepared to work with underground miners in a variety of roles.So dont be left uncovered try this link for more info. www.minersinsured.com.au